Topstep

Who Are Topstep?

​Topstep is a U.S.-based proprietary trading firm founded in 2012 and headquartered in Chicago, Illinois. The company specializes in funding futures traders by offering access to funded trading accounts through a structured evaluation process known as the Trading Combine.

Topstep was founded by Michael Patak, a former Dow futures trader who, after facing early setbacks in his trading career, established the firm to provide a platform where traders could develop their skills and trade live capital without risking their own funds. Since its inception, Topstep has funded thousands of traders globally and has been recognized on the Inc. 5000 list of America’s fastest-growing private companies.

Funding Programs Options

• Topstep Plan

Topstep Plan

The Topstep Plan offers a range of funded evaluation accounts from $50,000 to $150,000, with various profit targets, drawdown limits, and monthly pricing. The accounts come with daily loss limits, maximum trailing drawdown and consistency rule. Traders are entitled 100% profit share on his first $10,000 profits. After that the profit split is 90%. program also includes a rest option.

Trading Objective and Rules

• Profit Target – Traders must achieve a designated profit percentage to successfully conclude an evaluation phase, withdraw earnings, or scale their trading account. The profit target for the evaluation phase is 6%. Funded accounts do not have any specified profit targets.
• Maximum Daily Loss – The maximum loss limit a trader is allowed to lose in a single trading day without breaching the account. All account sizes have a maximum daily loss of 2%.
• Maximum Trailing Loss – The difference between the highest achieved account balance and the lowest point of the drawdown determines the maximum trailing loss a trader is allowed to lose without breaching the account. All account sizes have a maximum trailing loss of 4% or 3%.
• 50% Profit Consistency Rule – No single day’s profits may exceed 50% of total profits. Ensures consistent trading and prevents gambling-style strategies. Payouts subject to compliance review. ( only in challenge stage)
• News Trading Rules – Allowed with strict one-direction positions during events (no simultaneous long/short). Prevents hedging and promotes disciplined trading. Violations or group schemes lead to account termination. Must comply with all other trading rules (30% profit/loss limits). Requires consistent, responsible execution.
• No Overnight Holding – All positions must be closed before the end of the trading day. Holding trades overnight is not allowed, which reduces exposure to overnight volatility and gap risk.
• No Weekend Holding – Positions must be closed before the market closes on Friday. Holding trades over the weekend is not permitted.
• Position Size Limits – Traders must follow strict position limits based on their account type. Exceeding the allowed number of contracts results in immediate disqualification. For example, a 3-mini or 30-micro limit may apply depending on the account.

Trading Platforms

Tradable Assets

Equity

Currency

Agricultural

Energy

Metals

Micro

Cryptocurrencies

YIELDS

Payment Proof

Once you pass the Trading Combine and get funded with Topstep, you can start receiving real payouts from your trading profits. To qualify, you need at least five non-consecutive winning trading days, each with a minimum of $200 net profit. Payouts can be requested anytime through the Topstep platform, with a minimum amount of $125. The first payout also requires your account balance to be at least $100 above the trailing drawdown as a safety buffer.

With an Express Funded Account, you can withdraw up to $5,000 or 50% of your account balance per payout. After each withdrawal, you must complete five new winning days before requesting another. You keep 100% of profits until you’ve withdrawn $10,000, after which the profit split becomes 90% to you and 10% to Topstep. Once you complete five payouts from a single Express account, you’re upgraded to a Live Funded Account.

The Live Account starts with the same withdrawal limits, but once you complete 30 total winning days, you unlock daily payouts of up to 100% of your balance. However, withdrawing the full amount will automatically close the account. After switching to a Live Account, you can no longer open new Express accounts.

Examples of Payout Certificates and Payment Proof can be seen in the images below.

Trustpilot Feedback

On Trustpilot, Topstep has a large variety of its community commenting and providing positive feedback regarding their company services. The firm has achieved an impressive rating of 4.5 out of 5 from a substantial pool of 7,914 reviews. Notably, 86% of these reviews have awarded Topstep the highest rating of 5 stars.

The user praises Topstep’s reliable customer service, noting how quickly they resolved an issue. After 2.5 years with the platform, they express strong confidence in it, calling it “hands down the best” and giving a special shoutout to Ayden for exceptional support

In the second comment, the client expresses strong appreciation for the company’s continuous support in helping traders grow their careers. The reviewer also praises the company’s platform, “topstepx,” describing it as excellent and easy to use.

Topstep consistently receives praise from its users for its responsive and reliable customer support, which is known for being professional and trader-focused. The firm also offers a range of valuable benefits, including educational resources, clear rules, and access to a robust trading platform. While no service is without flaws, the large volume of positive feedback strengthens Topstep’s reputation as a trustworthy proprietary trading firm that delivers on its promises of transparency and support for traders. As with any financial service, it’s recommended that potential users review multiple sources before making a decision.

Support

As part of evaluating Topstep’s community engagement and transparency, this section analyzes their official social media growth metrics. The following data reveals how the proprietary trading firm maintains its digital footprint across key platforms.

Social Media Community

For assistance with your account, trading questions, or general inquiries, Topstep support team is available through multiple convenient channels.

Contact & Resources

Conclusion

Topstep offers flexible funding options with account sizes ranging from $50,000 to $150,000, making it accessible for both beginner and experienced traders. The program is designed with straightforward rules, including maximum position size limits that vary by account size, customized profit targets, and a trailing maximum drawdown to encourage consistent risk management. The platform supports a wide range of trading instruments and provides a competitive profit split structure: traders receive 100% of the first $10,000 in profits and 90% thereafter. Payouts are quick, and Topstep’s reputation is backed by high ratings on Trustpilot and glowing reviews from the trading community. For traders looking for a transparent, supportive, and well-respected prop firm, Topstep remains one of the top choices in the industry.

Our detailed review of Topstep was last updated on 15.04.2025 at 15:50 (CE(S)T).